Gang-banged By Debt Collectors -1- %5bupdated%5d -

They cannot threaten to garnish wages or seize property unless they actually intend to (and have the legal right to) do so.

Debt is a civil matter, not a criminal one. Threatening jail time is a massive FDCPA violation. 4. The "Divide and Conquer" Strategy Don't try to fight five fires at once. Gang-Banged by Debt Collectors -1- %5BUPDATED%5D

Never acknowledge the debt is yours until you have seen a Debt Validation Letter . Within five days of their initial contact, a collector must send you a written notice showing exactly how much you owe and to whom. They cannot threaten to garnish wages or seize

If you're dealing with debt collection issues or concerns about how debt collectors operate, here are some general points and advice that might be helpful: Gang-Banged by Debt Collectors -1- %5BUPDATED%5D