Yes. It is a registered lead generation platform. However, always verify the specific lender you are matched with via the Better Business Bureau (BBB) before sending bank account details.
Possibly, but with higher APRs (up to 35.99%). The platform works with subprime lenders, but approval is not guaranteed. You may need a co-signer. preferredratecom
An offer of 8% APR with a 5% origination fee is worse than an offer of 10% APR with no fee. PreferredRatecom shows APRs, but you must check the "Loan Estimate" document for upfront fees. For a $10,000 loan, a 5% fee costs you $500 immediately. preferredratecom