| Stat | How It Relates to Debt | |------|------------------------| | | In valis (or equivalent). Payments reduce this. | | Interest Rate | Daily/weekly. Missed payments increase total. | | Reputation Score | Low reputation = worse shop prices, fewer allies. | | Collateral | Weapon, magic stone, or even a party member’s safety. |

The series opens with Bell Cranel, a 14-year-old adventurer and sole member of the Hestia Familia, being brutally beaten by a minotaur—a monster far above his level—on the fifth floor of the Dungeon. Just as he is about to be killed, a golden-haired, sword-wielding adventurer appears: Ais Wallenstein, the “Sword Princess” of the Loki Familia.

: Mana and Rainbow Crystals can be used at the "Order of Knights" to upgrade cards, while the Arena helps raise character stats. Exploration

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Is It Wrong To Repay The Debt In A Dungeon -f... ((top))

| Stat | How It Relates to Debt | |------|------------------------| | | In valis (or equivalent). Payments reduce this. | | Interest Rate | Daily/weekly. Missed payments increase total. | | Reputation Score | Low reputation = worse shop prices, fewer allies. | | Collateral | Weapon, magic stone, or even a party member’s safety. |

The series opens with Bell Cranel, a 14-year-old adventurer and sole member of the Hestia Familia, being brutally beaten by a minotaur—a monster far above his level—on the fifth floor of the Dungeon. Just as he is about to be killed, a golden-haired, sword-wielding adventurer appears: Ais Wallenstein, the “Sword Princess” of the Loki Familia. Is It Wrong to Repay the Debt in a Dungeon -F...

: Mana and Rainbow Crystals can be used at the "Order of Knights" to upgrade cards, while the Arena helps raise character stats. Exploration | Stat | How It Relates to Debt